Hi, my name is [your name here]. I am a Realtor here in [your city here].
As you get deeper into the loan process your lender may bring up points, or discount points, or lender credits.
A point is 1% of the loan amount and you can either choose not to have points involved with your loan.
You can choose to pay for points to get a lower interest rate.
Or you can have the lender give you points at the closing to help you pay for closing costs.
Make sure to fully investigate the pros and cons of points with your loan officer if you are considering this direction.
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And if you are a homeowner, claim your free home management system below by clicking the FREE HOME MANAGEMENT SOFTWARE button at the bottom of this page.
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Have a great day and happy house hunting!
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