Hi, my name is [YOUR NAME]. I am a Realtor here in [YOUR CITY].
If the home you are buying is in a flood zone and you are getting financing, we may need to get flood insurance.
It is managed by FEMA and in some cases, like during a hurricane, we may not be able to get it.
This could cause a delay, but it is not very likely.
We will start by asking the seller if they have a flood policy.
If so, it is easiest to assume it.
If not, I suggest getting a flood elevation certificate anyway.
This way you can know all aspects and any potential issues that may happen if there is a storm.
Flood insurance could also cover things like if an upstairs toilet leaks and ruins the house.
It is typically not very expensive and I am happy to help you with this detail.
So just feel free to call me anytime to discuss it.
Ok, that’s it for now!
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Have a great day and happy house hunting!
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